A Federal Economic Fund (CEF) he announced Cash Credit Card. The option, depending on the bank, is for retirees or pensioners INSS, Under 75, who wants to enjoy life in complete safety.
“It offers the same ease as regular credit cards for shopping in physical stores and on the Internet, in Brazil or abroad,” the bank said.
How is it sent, has the ease of discounting part of the bill payment, citing a 5% margin on the INSS benefit, which is the main difference from the regular credit card: part of the invoice amount is automatically deducted from the benefit.
In addition, 95% of the credit limit can be converted into cash. To do this, it is necessary to request this at the time of hiring. On top of this amount, revolving interest + IOF is charged from the date of credit until the date the invoice is paid.
With zero profitability. You are exempt from the annual fee and you only have to pay R $ 15 to issue the card, and you can split that amount 3 times on the bill. Then you will only pay for what you spend, with no monthly fee or annual fee.
The interest rate is cheaper. 3 times smaller than a regular card. Only 2.85% per month for rotary use.
Without consultation SPC or Serasa. No bureaucracy. Easy and simple. If you have debts with Caixa, settle them before hiring.
Check-up home. You have a specialized professional to make small repairs to your home, such as electrical and hydraulic overhauls, shelf installation, curtains and blinds, water tank cleaning and others, so you can start service three times a year.
Club Elo Mania Caixa. Caixa Simples Credit Card holders have a variety of products and services available at a discount.
How to hire?
The Caixa Simples card is available for hire in offices throughout Brazil, for INSS retirees and pensioners under the age of 75.
Required documents. What you need to have when applying for the card:
- Proof of residence
- Benefit declaration